System Discovery – High-Value Customers

System Discovery – High-Value Customers

Consistently producing quality new loans in lending requires avoiding the approval of risky loans that ultimately result in write-offs. However, simply turning away the obviously bad business is not enough. Consistently attracting and retaining creditworthy borrowers...
System Discovery – Risk-Based Pricing

System Discovery – Risk-Based Pricing

Imagine that you have two credit union members applying for an auto loan with your credit union. Both members have identical credit scores, and both are purchasing the exact make and model new car. Do you underwrite and price the applications for both members, exactly...
What’s New in FinTech

What’s New in FinTech

Technology has impacted nearly every aspect of the developed world. In fact, FinTech (technology related to finance) has allowed several processes that were formerly handled manually to be executed by artificial intelligence (AI). Here are some of the most interesting...